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Current Loan Rates

Rates Effective as of July 1, 2014

Home Equity Loans
Term Up to 80% Loan to Value Monthly payment per $1,000
*5 Years 3.50% 4.112% APR) $18.19
7 Years 4.25% (4.692% APR) $13.78
10 Years 4.75% (5.088% APR) $10.49
15 Years 5.25% (5.484%APR) $8.04
*Minimum loan amount of $15,000.00 and $5,000.00 new borrowings on loan term of 5 years.  Minimum loan amount of $10,000.00 on loan terms of 7 years through 15 years. Second liens only. Terms quoted are subject to credit approval.  


Home Equity Lines of Credit Conversion
Variable Rate
The interest rate may vary after consummation of the transaction and is based on the prime rate as published in the Wall Street Journal. The maximum APR is 18%. Minimum loan amount is $10,000.  Homeowners insurance is required. Please contact your tax advisor regarding deductibility of interest. Rates are subject to change.


Model Year Term Rate Monthly Payment per $1,000
New Up to 5 Years 3.99% (6.607% APR) $18.41
New 6 Years 4.50% (6.710% APR) $15.87
Used Up to 3 Years 5.49% (9.789% APR) $19.10
Terms quoted are subject to credit approval.


Term Rate Monthly Payment per $1,000
Up to 5 years 7.89% (10.235%APR) $20.23
Minimum loan amount of $5,000.00. Terms quoted are subject to credit approval.

APR= Annual Percentage Rate.  
All loans are subject to Credit approval and underwriting standards of Mauch Chunk Trust Company.


Mortgage Loans
Click here for our current mortgage rates