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ATM / Debit Cards » Internet Banking » MCT Easy Pay » Telephone Banking

ATM / Debit Cards

MasterMoney Star Network


FOR YOUR SAFETY:  If you are traveling outside of the USA, Canada, Mexico or the US Virgin Islands please contact the Electronic Banking Department directly at 570-325-0539 to ensure uninterrupted use of your card

Mauch Chunk Trust Company has been the trusted source of fast, friendly and personal service to our neighbors for more than 110 years. With the MasterMoney Star Card we are proud to bring the latest in checking convenience to your MCT account.

With one card you can make purchases directly from your checking account with any merchant who displays the MasterCard or Star/MAC logo and get cash, check balances or make transfers from any Star, MasterCard or PLUS® ATM in the country.

There is no annual fee. Just think of the card as a reusable check! Any transaction you can do with a check you can do with the card – only you do it easier and faster! There’s no ID to show, no waiting for check approval. You’ll be in and out of stores in no time. Plus, you’ll see a detailed record of every transaction on your monthly checking statement.  

Use your card for Star ATM cash withdrawals or deposits to and from your MCT checking, money market, or savings account, transfer money from one MCT account to another and check your balances. It’s all available 24-hours a day at ATMs everywhere.

There is no fee for withdrawals made at ATMs owned by MCT. Fees will be applied when used for withdrawals at ATMs not owned by MCT. The bank owning the ATM may impose an additional charge. There is no fee for POS purchases made at merchants with the card.

Access MasterCard SecureCode here.

Lost your card?  The toll free number on the back of it is: 1-800-523-4175



Internet Banking

Login Access Changes

Effective Monday, June 2, 2014: We are pleased to announce the enhancement of our Internet and Mobile banking password system effective June 2, 2014. The improved system will allow and enforce more complex passwords.

We apologize for the inconvenience. However, we take the responsibility of protecting your information very seriously. Using stronger login credentials is the best way to insure maximum protection of your information.

Effective Monday, May 19, 2014 the image and passphrase will no longer be displayed on the password page of Internet Banking. You can easily verify this site’s identity and security by looking for the green in the website address bar (visual examples are shown below).  Your accounts will continue to be protected through advanced device forensics that seamlessly authenticate your computer and various devices.


With our Internet Banking, you can have access to your account information 24 hours a day! It's a safe, easy and convenient way to keep track of your money. Internet Banking allows you to:

  • Check balances & account activity in any of your MCT accounts.
  • Transfer funds between your MCT accounts.
  • Place Stop Payments.
  • Monitor end-of-day balances on Checking, Money Market, Savings and Loan accounts. An alert message may be scheduled to remind you when your account reaches a target balance.
  • Build recurring reminders for special events, birthdays, anniversaries, etc. On the day specified, the reminder that you create will be sent to you as an e-mail message.
  • Submit personal information changes, such as: address, phone and fax numbers, and e-mail address.
  • View and print Checking, Money Market and Statement Savings account statements
  • Select which accounts to display online. We also allow you to create a nickname or title for each account.
  • View detailed information of all the transactions you have conducted within Internet Banking. For example, you can verify transaction date and amount, confirmation codes, stop payment information, etc. We will accumulate up to one year's worth of information.
  • Send and receive secure messages to and from the bank.
  • Plan your financial future with Loan, Retirement, Savings and Savings Bond calculators.
  • Use online tutorials to help you navigate through most of the Internet Banking screens.

The system will even integrate with many popular accounting programs such as Quicken and Microsoft Money. And, the best thing is ... It's FREE!

To enroll for Internet Banking, click here or visit one of our offices. We'll complete your enrollment form and assign you a Customer ID and a Temporary Password. Click here for an online demo.




Convenient, safe and secure.  Fight back against identity theft!   Convert your paper statements to electronic by enrolling in MCT E-Statements.

Read our E-Statement F.A.Q.



MCT Easy Pay

Use Online Bill Pay this month and we just might pay your bills for you.

It's almost summer! Time for barbecues, swimming, and...MCT Easy Pay? Yep. Paying all your bills in one place with one password will save you valuable time this summer. What's more, each bill you pay using MCT Easy Pay for the next three months is an entry into a drawing to have us reimburse you for a month of bills (up to $3,000!) You'll even get five entries just for signing up.

What are you waiting for? Click to learn more and register for the sweepstakes!

NO PURCHASE NECESSARY. Open to individual legal residents of the 50 United States (D.C.) 18 years and older. Business entities are not eligible to participate. May Entry Period runs 5/1/14 - 5/31/14; June Entry Period runs 6/1/14 - 6/30/14; July Entry Period runs 7/1/14 – 7/31/14. To enter and for Official Rules, including odds, alternate method of entry, opt-out procedure, and prize descriptions, visit  Void where prohibited.

*To enter without using Online Bill Pay, and for opt-out procedure, see the Official Rules.

Do your banking from anywhere you have Internet access - with ease and security!



MCT Easy Pay is an online bill pay system which is secure, easy, and convenient!.  No stamps, no envelopes, no wasted time - just click and go!

With MCT Easy Pay, you'll have access to lots of great features:

  • Pay Virtually Anyone. From the local bakery to a Fortune 500 Company, even your babysitter.
  • Send Money to Friends and Family with PopMoney. All you need is their email address or cell phone number.
  • Same Day/Next Day Payments. Payments can often be received in as little as one business day, even that same afternoon if necessary.
  • Group Payments into Categories. Organize your utilities, cable and phone into a folder named household.
  • Account to Account Transfers. Even accounts at other financial institutions. Your money is always available, regardless of where you keep it.
  • Receive eBills. Green, more convenient, more secure and easier to manage.
  • Reminders. Receive updates through email when you receive a bill, or when it's due.
  • Automatic Payments. Great for bills that stay the same each month, like your rent and your car loan.
  • Search Bill History. Search by company, date and status, the moment you need an answer, wherever you are.
  • Message Center. Get quick answers to questions you might have.
  • Completely safe. More secure than mailing paper checks.
  • Enroll in MCT Mobile Banking and you can access MCT EasyPay through your phone.
  • 855-826-9739 Toll-free telephone support and secure online messaging support available 7 days a week from 7:00 a.m. - 2:00 a.m. EST

We're convinced that once you start using Easy Pay, you'll never go back to paying bills the "old" way.

The monthly fee for Easy Pay is waived for those maintaining the required minimum daily checking account balance in their designated checking account.  Contact the Electronic Banking Department at MCT for more information: 570-325-0539.

Ready to sign up? If you are already an Internet Banking customer, just sign on as you normally do. Click on "Bill Pay" and verify and complete the online enrollment form. Or click here to Enroll in Internet Banking.

Telephone Banking

You can bank with us 24 hours a day

Express Phone Banking is your connection to Mauch Chunk Trust Company, giving you immediate access to the information you need most often. With Express Phone Banking, you can quickly and easily:

  • Make account balance inquiries
  • Determine the last sixty transactions on your checking, savings, or money market account
  • Verify social security deposits as well as other electronic funds or ATM transactions
  • Verify interest paid and earned information during tax time
  • Make transfers and loan payments
  • Receive up to the minute rate and product information

Using Express Phone Banking

Before using MCT’s Express Phone Banking, make sure you have your account number(s) handy. Also have your Personal Identification Number (PIN) available. The last four digits of the primary account holder’s social security number or tax ID number have been assigned as your initial PIN. The first time you access your accounts you will be required to change your PIN to any other four digit number that only you know.

Call our Express Phone Banking service from any touch tone phone.

325-9MCT (9628)
1-888-325-MCTC (6282)

Wait for the greeting, then follow the simple instructions given to you over the phone. You will be offered a series of menu selections from which to choose. To access these selections from the Opening Menu given, simply press the corresponding number(s) on your telephone.