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Business Banking

Checking

Business Checking Accounts »
Basic Business Checking » Select Business Checking

Basic Business Checking

 

MCT offers Basic Business Checking Accounts for business checking customers. You can avoid a monthly service fee by maintaining a minimum balance in your account.

Features: 

  • Open with as little as $50.00
  • Unlimited check writing, deposits, and transfers
  • FREE MasterMoney Business Debit Card
  • STAR ATM Access with no transaction fees at MCT ATMs
  • FREE Internet Banking
  • FREE 24-hour toll free "Express Phone Banking"
  • Direct Deposit
  • Bank-by-mail
  • Monthly check imaged statement with linked related accounts combined in statement
  • Rate reduction on Installment Loans when payments are automatically deducted from your checking account
  • Night deposit available at most MCT locations
  • Depository for taxes
  • FDIC insurance coverage

 

Select Business Checking

 

MCT's "Select Business Checking" account is designed for the Sole Proprietor business that wants the convenience of unlimited check writing, deposits, and transfers with the added value of earning interest. A competitive variable interest rate is paid on tiered balance ranges starting at $3,500 to $9,999 and increases with balances over $10,000. Interest accrues daily on balances above $3,500 and is credited monthly. If your account balance falls below $1,000, a nominal service charge will apply. 

Features: 

  • Open with as little as $1.00
  • Unlimited check writing, deposits, and transfers
  • Competitive interest rates paid on balances of $3,500 and higher
  • Bonus interest rate on one Companion Investor's Money Market Account
  • FREE MasterMoney Business Debit Card
  • STAR ATM Access with no transaction fees at MCT ATMs
  • FREE Internet Banking
  • FREE 24-hour toll free "Express Phone Banking"
  • Direct Deposit
  • Bank-by-mail
  • Monthly check imaged statement with linked related accounts combined in statement
  • Rate reduction on Installment Loans when payments are automatically deducted from your checking account
  • Night deposit available at most MCT locations
  • Depository for taxes
  • FDIC insurance coverage

Click here for Current Select Business Checking Rates.